Abstract

Until a decade or so ago the banking industry in Nigeria had many kind of bank related problems It was in realization of overcoming such problem that the Central Bank of Nigeria 2002 embarked on Bank s Consolidation and strengthening through financial reforms Among the reforms is e-banking This paper discusses the concept of e-banking e-banking reform the effects of e-banking reform on bank operation and management It also examined the effect of ebanking reform on national development Recommendations on how to instill good banking ethics in Nigeria such as avoidance 0f break down in service delivery the reliability test on both software and hardware should be constantly carried out Also activities of hackers and crackers must be nipped in the bud to avoid damage by installing appropriate firewalls that will guarantee access by only the authorized users and others