Dr. Farha Fatema, and Dr. Mohammad Monirul Islam. “The Effects of Access to Finance, Competition, and Innovation on Female Ownership and Employment: Evidence from Bangladesh”. Global Journal of Human-Social Science, vol. 19, no. H8, May 2019, pp. 57-71, https://socialscienceresearch.org/index.php/GJHSS/article/view/3034.