Timbi Sezard, and Abessolo Yves Andre. “Les Technologies De L Information Et De La Communication (TIC) Promeuvent-Elles L Inclusion Financiere En Afrique Sub-Saharienne ? Do Information And Communication Technologies (ICTs) Promote Financial Inclusion In Sub-Saharan Africa?”. Global Journal of Human-Social Science, vol. 20, no. E2, Jan. 2020, pp. 37-47, https://socialscienceresearch.org/index.php/GJHSS/article/view/3158.