@incollection{,
	
					
					
					C364AB1A17B85CAFEC5E44F0F3641E17
				,
	author={{Whyte StellaTonye}},
	journal={{Global Journal of Human Social Sciences}},
	journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}2092733
}

@incollection{b0,
	
	
		,
	title={{Virtual Learning in Nigeria Universities: A Panacea for Enhanced Academic Standards}}
		,
	author={{
			OMAdeyeye
		} and {
			ITAfolabi
		} and {
			CKAyo
		}}
		
		
		10.31686/ijier.vol2.iss2.144
		
	
	
		,
	journal={{International Journal for Innovation Education and Research}}
		
			2
			4
			,
	year={2014}
		
	

}

@incollection{b1,
	
	
		,
	title={{COVID-19 and E-Learning: Nigeria Tertiary Education System Experience}}
		,
	author={{
			IAAdeoye
		} and {
			AFAdanikin
		} and {
			AAdanikin
		}}
		
		
	
	
		,
	journal={{International Journal of Research and Innovation in Applied Science (IJRIAS)}}
		
			94
			28
			,
	year={2020}
		
	

}

@incollection{b2,
	
	
		,
	title={{E-Learning and Distance Education In Nigeria}}
		,
	author={{
			TOAjadi
		} and {
			IOSalawu
		} and {
			FA&adeoye
		}}
		
		
		
	
	
		,
	journal={{The Turkish Online Journal of Educational Technology -TOJET}}
		
			7
			4
			,
	year={2008}
		
	

}

@incollection{b3,
	
	
		,
	title={{Impacts of Virtual Classroom Learning on Students' of Nigerian Federal and State Universities}}
		,
	author={{
			JUAnekwe
		}}
		
	
	
		,
	journal={{European Journal of Research and Reflection in Educational Sciences}}
		
			5
			3
			43
			,
	year={2017}
		
	

}

@book{b4,
	
	
		,
	title={{Understanding and Using Educational Theories}}
		,
	author={{
			KAubrey
		} and {
			ARiley
		}}
		
		
			,
	year={2019}
		
	
	,
	note={2nd Edition, SAGE}

}

@book{b5,
	
	
		,
	title={{Social learning theory. Englewood Cliffs}}
		,
	author={{
			ABandura
		}}
		
			,
	year={1976}
			,
	publisher={Prentice Hall}
		
	

}

@incollection{b6,
	
	
		,
	title={{Applying Theory for Human Betterment}}
		,
	author={{
			ABandura
		}}
		10.1177/1745691618815165
	
	
		,
	journal={{Association for Psychological Science}}
		
			14
			1
			
			,
	year={2019}
		
	

}

@book{b7,
	
	
		,
	title={{}}
		10.1177/174569161
		
		
	

}

@incollection{b8,
	
	
		,
	title={{Schools, skills, and learning: The impact of COVID-19 on Education}}
		,
	author={{
			SBurgess
		} and {
			HHSievertsen
		}}
		
		
	
	
		,
	journal={{Electronic Research Journal of Social Sciences and Humanities}}
		
			2
			2
			
			,
	year={2020}
		
	

}

@book{b9,
	
	
		,
	title={{}}
		,
	author={{
			ENEkwonwune
		} and {
			CCOparah
		}}
		
		
			,
	year={2020}
		
	

}

@incollection{b10,
	
	
		,
	title={{A Multimedia Based Virtual Learning System: A Panacea for Nigerian Tertiary Institutions}}
		10.4236/cs.2020.111001A
		
	
	
		,
	journal={{Circuits and Systems}}
		
			11
			1
			9
		
	

}

@book{b11,
	
	
		,
	title={{Exploring the virtual classroom: What students need to know (and teachers should consider)}}
		,
	author={{
			GFalloon
		}}
		
		
			,
	year={2011}
			7
			
		
	
	,
	note={Journal of online learning and teaching}

}

@book{b12,
	
	
		,
	title={{Social Cognition and Social Learning Theories of Education and Technology}}
		,
	author={{
			CKoch
		}}
		
		
			,
	year={2019}
		
	

}

@book{b13,
	
	
		,
	title={{Evaluation of Evidence-Based Practices in Online Learning}}
		,
	author={{
			MBMeans
		} and {
			YToyama
		} and {
			RMurphy
		} and {
			MBakia
		} and {
			KJones
		}}
		
		
		
		
		
		
			,
	year={2010}
		
	

}

@incollection{b14,
	
	
		,
	title={{Virtual learning environments: Using, choosing and developing your VLE}}
		,
	author={{
			MWeller
		}}
		10.1111/j.1467-8535.2009.01026_11.x
		
	
	
		,
	journal={{British Journal of Educatuion}}
		
			40
			6
			
			,
	year={2010}
		
	

}

@book{b15,
	
	
		,
	title={{The Use of Virtual Learning Environment and the Development of a Customised Framework/ Model for Teaching and Learning Process in Developing Countries}}
		,
	author={{
			AA RNwabude
		} and {
			FNOgwueleka
		} and {
			MIrhebhude
		}}
		
		
		10.5923/j.edu.20201001.01
		
		
			,
	year={2020}
			10
			
		
	

}

@book{b16,
	
	
		,
	title={{Covid-19: Impending Situation Threatens to Deepen Nigeria's Education Crisis. Centre for the study of the economics of Africa}}
		,
	author={{
			TObiakor
		} and {
			AAdeniran
		}}
		
		
		
			,
	year={2020}
		
	

}

@incollection{b17,
	
	
		,
	title={{Education Fund Misappropriation and Mismanagement and the Provision of Quality Higher Education in Nigeria}}
		,
	author={{
			NOgunode
		} and {
			JNiyi
		} and {
			IAbigeal
		} and {
			AE&lydia
		}}
		
		
		
		
	
	
		,
	journal={{International Journal of Scientific. Research in Education}}
		,
	editor={Ololube, N. P.}
		
			9
			4
			
			,
	year={2020. 2016}
		
	
	,
	note={Impact of COVID-19 on the Higher Institutions Development in Nigeria}

}

@book{b18,
	
	
		,
	title={{The Impact of Covid-19 on Learning-The Perspective of The Ghanaian Student}}
		,
	author={{
			COwusu-Fordjour
		} and {
			CKKoomson
		} and {
			DHanson
		}}
		
		
		
		
			,
	year={2020}
			7
		
	

}

@book{b19,
	
	
		,
	title={{World Bank Education and COVID-19}}
		
		
			,
	year={2020}
		
	

}