@incollection{, 0AAB95F9CF22718B674C2579BF0E62E7 , author={{Neba CletusYah} and {Ebo oh Ntjen SalomonDesiree} and {University of Douala}}, journal={{Global Journal of Human Social Sciences}}, journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS, address={Cambridge, United States}, publisher={Global Journals Organisation}1985161 } @incollection{b0, , title={{Financial Reform: What Shakes It? What Shapes It?}} , author={{ AAbiad } and { AMody }} , journal={{American Economic Review}} 95 1 , year={2005} } @book{b1, , title={{Financial liberalization in developing countries: Keynes, Kalecki and the Rentier in Poverty, Prosperity and the World Economy}} , author={{ YAkyuz }} , editor={Memory of Sidney Dell, Gerry Helleiner et al.} , year={1995} , publisher={MacMillan Press Ltd} , address={London} } @book{b2, , title={{A survey of recent developments in the literature of finance and growth, Discussion Paper 03/07}} , author={{ JAng }} , year={2007} Department of Economics, Monash University } @incollection{b3, , title={{Financial Market Fragmentation and Reforms in Ghana}} , author={{ EAryeetey } and { HHettige } and { MNissanke } and { WSteel }} , journal={{World Bank Economic Review}} 11 2 , year={1997} } @incollection{b4, , title={{Does Financial Reform raise or reduce saving?}} , author={{ OBandiera } and { GCaprio } and { Honohan } and { FSchiantarelli }} , journal={{Review of Economics and Statistics}} 82 2 , year={2000} } @incollection{b5, , title={{Estimation of long-run coefficients in error correction models}} , author={{ GBardsen }} , journal={{Oxford Bulletin of Economics and Statistics}} 51 , year={1989} } @incollection{b6, , title={{Financial Saving and Household Saving}} , author={{ TBayoumi }} , journal={{Economic Journal}} 103 , year={1993. 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