@incollection{,
	
					
					
					09B5F9F89D1D8ABC7FD3EF6EDD431D41
				,
	author={{MukulAsher} and {Universiti Sains Malaysia}},
	journal={{Global Journal of Human Social Sciences}},
	journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1945967
}

@book{b0,
	
	
		,
	title={{The New Social Contract: a Blueprint for Retirement in the 21st Century}}
		,
	author={{
			RetirementAegon Centre For Longevity
		}}
		
		
			,
	year={2018}
		
	

}

@book{b1,
	
	
		,
	title={{How Much Should You Save for Retirement}}
		,
	author={{
			David; EraAmaglobeli
		} and {
			VitorDabla-Norris
		} and {
			Gaspar
		}}
		
		
		
		
			,
	year={2019}
		
	

}

@incollection{b2,
	
	
		,
	title={{Reforming Pensions: Myths, Truths, and Policy Choices}}
		,
	author={{
			NBarr
		}}
	
	
		,
	journal={{International Social Security Review}}
		
			55
			
			,
	year={2002}
		
	

}

@incollection{b3,
	
	
		,
	author={{
			MDe Liema
		} and {
			MJDeevy
		} and {
			ALusardi
		} and {
			OMitchell
		}}
		
		
		
	
	
		,
	booktitle={{Financial Fraud among Older Americans: Evidence and Implications}}
				
			,
	year={2018}
		
	

}

@book{b4,
	
	
		,
	title={{Good Pension Design}}
		,
	author={{
			PDiamond
		}}
		
			,
	year={2016. 12 Jan 2016}
		
		
			Presentation at National University of Singapore
		
	

}

@book{b5,
	
	
		,
	author={{
			S CHarding
		} and {
			MGeronimo
		}}
		
		,
	title={{Financial Security of Older Women: Perspectives from Southeast Asia}}
				,
	editor={
			AB
			Bezbaruah
		}
		Singapore
		
			,
	publisher={Tsao Foundation}
		
	

}

@incollection{b6,
	
	
		,
	title={{On Risk Sharing in the Diverse and Diversifying World of Work}}
		,
	author={{
			TrumanPackard
		} and {
			UgoGentilini
		} and {
			MargaretGrosh
		} and {
			O'Philip
		} and {
			RobertKeefe
		} and {
			DavidPalacios
		} and {
			IndhiraRobalino
		} and {
			Santos
		}}
		
		
		
		
		
		
		
	
	
		,
	booktitle={{Social Protection and Jobs White Paper}}
				Washington, DC
		
			,
	publisher={World Bank}
			,
	year={2018}
		
	

}

@book{b7,
	
	
		,
	author={{
			AmlanRoy
		}}
		,
	title={{Global Retirement and Demographics: ASEAN Focus" London: SSGA (State Street Global Advisors}}
				
			,
	year={2018}
		
	

}

@incollection{b8,
	
	
		,
	title={{Reimagining Social Protection}}
		,
	author={{
			MichaelRutkowski
		}}
	
	
		,
	journal={{Finance and Development}}
		
			55
			4
			,
	year={2018}
		
	

}

@book{b9,
	
	
		,
	title={{Enhancing Financial Preparedness by Lowering Administrative Costs pension) by nearly 20 percent}}
		
	

}