@incollection{, FD116DB3692A29157068373DDC0AA551 , author={{Jean BoscoHarelimana}}, journal={{Global Journal of Human Social Sciences}}, journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS, address={Cambridge, United States}, publisher={Global Journals Organisation}184112 } @incollection{b0, , title={{A symposium on savings-led microfinance and the rural poor}} , author={{ JAshe }} , journal={{J. Microfinance}} 4 , year={2002} } @incollection{b1, , title={{Village Savings and Loan Associations in Zanzibar}} , author={{ EAnyango } and { EEsipisu } and { LOpoku } and { SJohnson } and { MMalkamaki } and { CMusoke }} , booktitle={{Department for International Development (DFID)}} London , year={2006} } @book{b2, , title={{Solidarity: Theory and Practice. LEXINGTON BOOKS A division of}} , author={{ &Arto } and { Pessi }} , year={2014} , publisher={Rowman & Littlefield Publishers, Inc. Lanham, Boulder} , address={New York , Toronto, Plymouth, UK} } @incollection{b3, , title={{Saving for a (not so) rainy day: a randomized evaluation of savings groups in Mali}} , author={{ LBeaman } and { DKarlan } and { BThuysbaert }} , journal={{National Bureau of Economic Research}} , year={2014} , note={Working Paper No. 20600} } @incollection{b4, , title={{Giving Women Credit: The Strengths and Limitations of Credit as a Tool for Alleviating Poverty}} , author={{ MargueriteBerger }} , journal={{World Development}} 7 17 , year={1989a} } @book{b5, , title={{Sustainable Rural Livelihoods: Practical concepts for the 21st Century}} , author={{ RobertChambers } and { Conway&gordon }} , year={1992} } @book{b6, , author={{ SMHashemi } and { SRSchuler } and { APRiley }} , title={{Rural Credit Programs and Women's Empowerment in}} Bangladesh , year={1996} } @book{b7, , title={{Women and Empowerment}} , author={{ JayaKothaipillai }} , year={1995} , publisher={Gyan Publishing House} , address={New Delhi} } @incollection{b8, , title={{Effect of village savings and loan associations on small and medium enterprise (sme) growth in Rwanda: survey of Kayonza District}} , author={{ JeanPierre Sibomana } and { Dr. JayaShukla }} , journal={{International Journal of Business and Management Review}} 4 3 , year={2016} } @book{b9, , title={{On the misuse of Slovin's formula}} , author={{ JeffryJTejada } and { JoyceRaymond } and { BPunzalan }} , year={2014} } @book{b10, , title={{Social Indicators Research}} , author={{ JeroenBoelhouer }} , year={2002} , publisher={Kluwer academic publishers} } @incollection{b11, , title={{Policy and planning for the empowerment of Zambia's women farmers}} , author={{ BKeller } and { DCMbwewe }} , journal={{Canadian Journal of Development Studies}} 12 1 , year={1991. 1995} , note={Development in Practice} } @book{b12, , title={{Research methodology}} , author={{ CRKothari }} , year={1990} , publisher={Vikas Publishing House Pvt. Ltd} , address={New Delhi} , note={2nd ed.} } @book{b13, , title={{Impact of Village Savings and Loans Associations: Evidence from a Cluster Randomized Trial Copenhagen}} , author={{ CKsoll } and { HeleneBielilleør } and { JonasHelthLønborg } and { OleDahl Rasmussen }} , year={August 2013} } @book{b14, , title={{Analysis of a pro-poor program for welfare conditions of households in Rwanda: a case study of vision umurenge program in nyagisozi sector/ nyanza district from 2009-2013, UNILAK, 16. NISR (2007) EICV Poverty Analysis for Rwanda's Economic Development and Poverty Reduction Strategy}} , author={{ EMugwaneza }} , year={2015} } @book{b15, , title={{Enquête Intégrale sur les Conditions de Vie des Ménages/EICV 3 Bugesera Profile 18. NISR (2015) Fourth Population and Housing Census}} , author={{ Nisr }} , year={2012. 2012} , address={Rwanda} , note={District Profile-Bugesera} } @book{b16, , title={{Country Strategic Plan}} , author={{ PlanRwanda }} , year={2013. 2013-2018} , address={Kigali} } @book{b17, , title={{}} , author={{ PlanRwanda }} , year={2016. 2016} , address={Kigali} , note={Annual Report} } @book{b18, , title={{Handbook on Income-Generating Activities for the use of Danish NGOs and their partners in the South}} , author={{ RambøllConsulting } and { ElseMarieBuck }} , year={2000. July 13. 2017} 1 } @book{b19, , title={{Power, knowledge and policy influence: reflections on an experience}} , author={{ RobertChambers }} , year={2002} , address={UK, London} }