@incollection{,
	
					
					
					4C7F9073B2707399C92FA9BA55243E21
				,
	author={{MuniratYusuf-Habeeb} and {YusufIbrahim} and {University of Abuja, Nigeria}},
	journal={{Global Journal of Human Social Sciences}},
	journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}17515
}

@book{b0,
	
	
		,
	title={{SME Agenda for Nigeria's President Elect}}
		,
	author={{
			PAdepoju
		}}
		
		
			,
	year={2015. May 2015}
		
	

}

@incollection{b1,
	
	
		,
	title={{An Empirical Study of Small Scale Financing in Nigeria}}
		,
	author={{
			SLAdeyemi
		} and {
			ALBadmus
		}}
		
	
	
		,
	journal={{Journal of Unilorin Business School}}
		
			1
			1
			,
	year={2001}
		
	

}

@incollection{b2,
	
	
		,
	title={{Germany to Invest 2O Million Euros to Boost SMEs in Nigeria. 11 th}}
	
	
		,
	booktitle={{Africa Investor}}
				
			,
	year={2011. May 2011}
		
	

}

@book{b3,
	
	
		,
	title={{Globalization and the challenges of national development: the case of post debt relief Nigeria}}
		,
	author={{
			ADAina
		}}
		
			,
	year={2006}
			9
			
		
	
	,
	note={Union Bank of Nigeria Union Digest}

}

@incollection{b4,
	
	
		,
	title={{Small Scale Enterprises: Panacea to Poverty Problem in Nigeria}}
		,
	author={{
			MAAremu
		}}
	
	
		,
	journal={{Journal of Enterprises Development, International Research and Development Institute}}
		
			1
			
			,
	year={2004}
		
	

}

@incollection{b5,
	
	
		,
	title={{Small and Medium Scale Enterprises as A Survival Strategy for Employment Generation in Nigeria}}
		,
	author={{
			AAremu
		} and {
			Mukaila
		} and {
			LAdeyemi
		} and {
			Sidikat
		}}
		
		
		
		10.5539/jsd.v4n1p200
	
	
		,
	journal={{Journal of Sustainable Development}}
		
			4
			1
			,
	year={2011}
		
	

}

@book{b6,
	
	
		,
	title={{Small firms are the backbone of theNigerianeconomy}}
		,
	author={{
			DAriyo
		}}
		
		
			,
	year={2005. August 14. 2009}
		
	

}

@book{b7,
	
	
		,
	author={{
			DAwwal
		}}
		,
	title={{Why Blaming President Goodluck Jonathan? Febuary}}
				
			,
	year={2015. 2015}
		
	
	,
	note={www.academic.edu}

}

@incollection{b8,
	
	
		,
	title={{An empirical evaluation of small and medium enterprises equity investment scheme in Nigeria}}
		,
	author={{
			Azendeterungwa
		}}
		
	
	
		,
	journal={{Journal of Accounting and Taxation}}
		
			3
			5
			
			,
	year={2011. September 2011}
		
	

}

@book{b9,
	
	
		,
	title={{Revised Operational Guidelines for the Operation of Small and Medium Enterprises Equity Investment Scheme (SMEEIS)}}
		
			,
	year={2005}
		
	

}

@incollection{b10,
	
	
		,
	title={{Global Perspectives of SME Growth Constraints in Nigeria}}
		,
	author={{
			MCharles
		}}
	
	
		,
	journal={{Journal of Small Business Management}}
		
			40
			1
			
			,
	year={2002}
		
	
	,
	note={Blackwell}

}

@book{b11,
	
	
		,
	title={{The Economic Development of Nigeria From}}
		,
	author={{
			JEffoduh
		}}
		
		
			,
	year={2015. 1914. 2014}
		
	

}

@book{b12,
	
	
		,
	title={{An Overview of Nigerian Economic Growth and Development}}
		,
	author={{
			AEkpo
		} and {
			OUmoh
		}}
		
		
		
			,
	year={2015. 31 st October 2015}
		
	

}

@incollection{b13,
	
	
		,
	title={{Government Policy and Performance of Small and Medium Business Management}}
		,
	author={{
			AAEniola
		} and {
			H&ektebang
		}}
		
	
	
		,
	journal={{International Journal of Research Studies in Management}}
		
			,
	year={2015}
		
	

}

@incollection{b14,
	
	
		,
	title={{Small And Medium Scale Enterprises (SMEs) And Nigeria's Economic Development}}
		,
	author={{
			ReubenEtuk
		} and {
			Ufot
		} and {
			GraceEtuk
		} and {
			BagheboReuben
		} and {
			Michael
		}}
		
		
		
		
	
	
		,
	journal={{Mediterranean Journal of Social Sciences MCSER Publishing, Rome-Italy}}
		2039-2117
		
			5
			7
			,
	year={2014}
		
	
	,
	note={online}

}

@incollection{b15,
	
	
		,
	title={{Quantitative Analysis Of The Impact Of Small And Medium Scale Enterprises On The Growth Of Nigerian Economy}}
		,
	author={{
			TCEze
		} and {
			CSOkpala
		}}
		
	
	
		,
	journal={{Academic Journal of Interdisciplinary Studies.Published by MCSER-CEMAS-Sapienza University of Rome}}
		
			2
			5
			,
	year={2013. 1993-2011. July 2013}
		
	

}

@incollection{b16,
	
	
		,
	title={{Small Scale Enterprises in Nigeria: Their Start Up, Characteristics, Sources of Finance and Importance}}
		,
	author={{
			UGunu
		}}
	
	
		,
	journal={{Ilorin Journal of Business and Social Sciences}}
		
			9
			1 & 2
			
			,
	year={2004}
		
	

}

@incollection{b17,
	
	
		,
	title={{}}
	
	
		,
	journal={{Labour Force Statistics}}
		
			,
	year={2010. 2010}
		
		
			National Bureau of Statistics
		
	

}

@incollection{b18,
	
	
		,
	title={{Labour Force Survey; Statistical News: Labour Force Statistics in Nigeria}}
	
	
		,
	journal={{National Bureau of Statistics}}
		
			20
			,
	year={2012. 2012. 2013. 1954. 2015. 2015. 2015. 2015. 2015}
		
		
			National Bureau of Statistics ; National Bureau of Statistics
		
	
	,
	note={Labour Productivity Report}

}

@book{b19,
	
	
		,
	title={{Foreign Trade Statistics}}
		
			,
	year={2015}
		
		
			National Bureau of Statistics
		
	

}

@incollection{b20,
	
	
	
	
		,
	booktitle={{13th Meeting (NCI-13) Makurdi}}
				
			,
	year={2001}
		
	

}

@incollection{b21,
	
	
		,
	title={{Report on Small, Medium Enterprises in Nigeria}}
		,
	author={{
			Nbs & Smedan
		}}
	
	
		,
	journal={{National SMEs Collaborative Survey. Collaboration between NBS & SMEDAN}}
		
			118
			,
	year={2010. 2010. 2010}
		
	

}

@book{b22,
	
	
		,
	title={{A Survey of Micro and Small Enterprises, NESG Digest}}
		
			,
	year={2002}
			,
	address={Lagos}
		
		
			Nigerian Economic Summit Group.
		
	

}

@book{b23,
	
	
		,
	title={{Report of the SME Sector National Technical Working Group 65}}
		
	
	,
	note={Nigerian Vision 2020 Program}

}

@incollection{b24,
	
	
		,
	title={{NEEDs Nigeria: National Economic Empowerment and Development Strategy}}
	
	
		,
	journal={{National Planning Commission}}
		
			,
	year={2004}
		
	

}

@incollection{b25,
	
	
		,
	title={{}}
		,
	author={{
			Brochure
		} and {
			Dept
		}}
		
	
	
		,
	journal={{NDE}}
		
			,
	year={2006}
		
	

}

@incollection{b26,
	
	
		,
	title={{Report of the Registration of Unemployed Persons}}
	
	
		,
	journal={{NDE}}
		
			,
	year={2007}
			,
	publisher={PRSC Dept. Abuja}
		
	

}

@book{b27,
	
	
		,
	title={{Poverty Reduction in Nigeria: The Way Forward. CBN economic & financial review}}
		,
	author={{
			MIObadan
		}}
		
			,
	year={2003. Vol39 N0. 4}
		
	

}

@book{b28,
	
	
		,
	title={{The Impact of Federal Government Reform Programme on the Development of the SMEs Sector'. A paper presented at the National Seminar on 'Facilitating Easy Accessibility to the SMEEIS funds by SME operators}}
		,
	author={{
			OOdeh
		}}
		
			,
	year={2005. October. 34. 2013}
			,
	publisher={OECD}
			
			,
	address={Lagos}
		
	
	,
	note={Recent Trends in SME and Entrepreneurship Finance}

}

@book{b29,
	
	
		,
	title={{}}
		,
	author={{
			KOgujiuba
		}}
		
	

}

@book{b30,
	
	
		,
	title={{}}
		,
	author={{
			FOhuche
		}}
		
	

}

@book{b31,
	
	
		,
	title={{Credit Availability to Small and Medium Scale Enterprise in Nigeria-and Importance of New Capital Base for Banks-Background and Issues}}
		,
	author={{
			AAdenuga
		}}
		
			,
	year={2004. Oct-Dec}
			,
	address={Bullion-Central Bank Nigeria}
		
	

}

@book{b32,
	
	
		,
	title={{Small and Medium Enterprises in Nigeria: Problems and Prospects}}
		,
	author={{
			BAOnugu
		}}
		
			,
	year={2005}
		
		
			St. Clements University Website
		
	

}

@book{b33,
	
	
		,
	title={{Small and Medium Enterprises (SMEs): An appropriate Meditation for Nigeria's Economic Predicament in the Global}}
		,
	author={{
			OOlajide
		}}
		
			,
	year={2008}
		
	

}