@incollection{,
	
					
					
					918764D109AD2F3D9EF3DB84DA8E8D01
				,
	author={{Anthony Ekwueme andAkagwu} and {University of Nigeria, Nsukka.}},
	journal={{Global Journal of Human Social Sciences}},
	journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1762532
}

@book{b0,
	
	
		,
	title={{Research methods in behavioural sciences}}
		,
	author={{
			JJAdefila
		}}
		
			,
	year={2008}
			,
	publisher={Apani publications}
			,
	address={Kaduna}
		
	

}

@book{b1,
	
	
		,
	author={{
			AAAdeshina
		} and {
			CKAyo
		}}
		
		,
	title={{An Empirical Investigation of the Level of Users}}
				
			,
	year={2010}
		
	

}

@incollection{b2,
	
	
		,
	title={{Improving the Response Time of Online Buyers in Nigeria: The Way Forward}}
		,
	author={{
			AAjayi
		}}
	
	
		,
	journal={{Journal of Internet Banking and Commerce}}
		
			13
			1
			
			,
	year={2008}
		
	

}

@book{b3,
	
	
		,
	title={{Selected mass media themes}}
		,
	author={{
			ESAsemah
		}}
		
			,
	year={2011}
			,
	publisher={Jos university press}
		
	

}

@book{b4,
	
	
		,
	title={{Research methods and procedures in masss communication}}
		,
	author={{
			ESAsemah
		} and {
			MGujbawu
		} and {
			DOEkhareafo
		} and {
			RAOkpanachi
		}}
		
		
		
		
			,
	year={2012}
			,
	publisher={Great future press}
			,
	address={Jos}
		
	

}

@book{b5,
	
	
		,
	title={{Business-to-Consumer E-commerce in Nigeria}}
		,
	author={{
			CKAyo
		}}
		
			,
	year={2011}
			,
	publisher={Prospect and Challenges}
		
	

}

@incollection{b6,
	
	
		,
	title={{}}
	
	
		,
	journal={{African Journal of Business Management}}
		
			5
			13
			
		
	

}

@book{b7,
	
	
		,
	title={{Dictionary of marketing terms}}
		,
	author={{
			PBennett
		}}
		
			,
	year={1989}
			,
	publisher={McGraw-Hill Publisher}
		
	

}

@book{b8,
	
	
		,
	author={{
			JBlythe
		}}
		,
	title={{Consumer Behaviour. Thomson publishers}}
				
			,
	year={2008}
		
	

}

@incollection{b9,
	
	
		,
	title={{Customers Perception of Security Indicators in Online Banking Sites in Nigeria}}
		,
	author={{
			AOEgwali
		}}
	
	
		,
	journal={{Journal of Internet Banking and Commerce}}
		
			14
			1
			
			,
	year={2009. June, 2012}
		
	

}

@book{b10,
	
	
		,
	title={{Consumer Behavior: building marketing strategy}}
		,
	author={{
			IHawkins
		} and {
			LMothersbaugh
		}}
		
		
			,
	year={2010}
			,
	publisher={McGraw-Hill Irwin}
			,
	address={New York}
		
	
	,
	note={11 th edition}

}

@book{b11,
	
	
		,
	title={{}}
		,
	author={{
			PKotler
		} and {
			KLKeller
		}}
		
		
			,
	year={2009}
			,
	publisher={Marketing Management Pearson Education Inc}
			,
	address={New Jersey}
		
	

}

@incollection{b12,
	
	
		,
	title={{Consumer online shopping attitudes and behavior: An assessment of research}}
		,
	author={{
			NLi
		} and {
			PZhang
		}}
		
	
	
		,
	booktitle={{Information Systems proceedings of Eighth Americas Conference}}
				
			,
	year={2002}
		
	

}

@incollection{b13,
	
	
		,
	title={{Population and housing census of the Federal Republic of Nigeria}}
		,
	author={{
			TP YMonsuwe
		} and {
			BG CDellaert
		} and {
			KDRuyter
		}}
		
		
	
	
		,
	journal={{International Journal of Service Industry Management}}
		
			15
			1
			
			,
	year={2004. 2006}
		
	
	,
	note={What drives consumers to shop online? A literature review}

}

@book{b14,
	
	
		,
	title={{Educational research basic issues and methodology}}
		,
	author={{
			BNworgu
		}}
		
			,
	year={1991}
			,
	publisher={Wisdom Publishers}
			,
	address={Ibadan}
		
	

}

@book{b15,
	
	
		,
	author={{
			EUOhaja
		}}
		,
	title={{Mass communication research and project report writing. Lagos: John letter man Ltd}}
				
			,
	year={2003}
		
	

}

@book{b16,
	
	
		,
	title={{How Social Media Impacts the Consumer Decision Making Model}}
		,
	author={{
			JPayne
		}}
		
		
			,
	year={2012. 13 th April, 2017}
		
	

}

@book{b17,
	
	
		,
	title={{Consumer behaviour: An European Outlook}}
		,
	author={{
			LGSchiffman
		} and {
			LLKamk
		} and {
			HHansen
		}}
		
		
		
			,
	year={2008}
			,
	publisher={Prentice Hall publisher}
		
	

}

@book{b18,
	
	
		,
	title={{The growth of e-commerce in Nigeria: an overview}}
		,
	author={{
			OTokunbo
		}}
		
		
			,
	year={2017. 6th July, 2017}
		
	

}

@book{b19,
	
	
		,
	title={{Public relations practice: A functional approach}}
		,
	author={{
			SUdeze
		} and {
			NOkoro
		} and {
			BAgbo
		}}
		
		
		
			,
	year={2010}
			,
	publisher={John Jacob's Classic publishers Ltd}
			,
	address={Enugu}
		
	

}

@incollection{b20,
	
	
		,
	author={{
			MSolomon
		} and {
			GBamossy
		} and {
			SAskegaard
		} and {
			MHogg
		}}
		
		
		
	
	
		,
	booktitle={{Consumer Behavior: Buying: A European Perspective 4}}
				
			,
	publisher={Financial Times Press}
			,
	year={2010}
			20
		
	
	,
	note={th ed.}

}

@book{b21,
	
	
		,
	author={{
			EUOhaja
		}}
		,
	title={{Mass communication research and project report writing. Lagos: John letterman}}
				
			,
	year={2003}
		
	

}