@incollection{,
	
					
					
					EAD60D3A2F3FF4CB80850A4324F1757F
				,
	author={{Olaoluwa F.Onaolapo} and {Shomade HabeebG.} and {University of Lagos}},
	journal={{Global Journal of Human Social Sciences}},
	journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1743138
}

@book{b0,
	
	
		,
	title={{Interest Rates in Nigeria: An Analytical Perspective" Department Of Banking and Finance}}
		,
	author={{
			IAAcha
		}}
		
			,
	year={2011}
			,
	address={Uyo, Akwa Ibom State, Nigeria}
		
		
			University of Uyo
		
	

}

@book{b1,
	
	
		,
	title={{}}
		,
	author={{
			OAdedoyin
		} and {
			UNSobodun
		}}
		
		
			,
	year={1996}
		
	

}

@incollection{b2,
	
	
		,
	title={{}}
	
	
		,
	journal={{Commercial Banks Lending Activities in Nigeria. Nigerian Financial Review}}
		
			9
			3
			
		
	

}

@incollection{b3,
	
	
		,
	title={{Monetary Policy and Bank Performance in Nigeria: A Two-Step Cointegration Approach}}
		,
	author={{
			FOAjayi
		} and {
			AAAtanda
		}}
		
	
	
		,
	journal={{African Journal of Scientific Research}}
		
			9
			1
			
			,
	year={2012}
		
	

}

@incollection{b4,
	
	
		,
	title={{Interest Rate and Bank Reserve-A Reinterpretation of the Statistical Association}}
		,
	author={{
			Cagan
		}}
	
	
		,
	journal={{National Bureau of Economic Research}}
		
			,
	year={1969}
		
	

}

@book{b5,
	
	
		,
	title={{Determinants of Bank Lending in Thailand: An Empirical Examination for the years 1992 -1996}}
		,
	author={{
			SChodechai
		}}
		
			,
	year={2004}
		
	
	,
	note={Unpublished Thesis}

}

@book{b6,
	
	
		,
	title={{Financial System regulation, deregulation and savings mobilization in Nigeria}}
		,
	author={{
			SDavidson
		} and {
			Gabriel
		}}
		
		
			,
	year={2009}
			
		
	

}

@incollection{b7,
	
	
		,
	title={{Determinants of Bank Lending Performance in Germany}}
		,
	author={{
			REwert
		} and {
			ASzczesmy
		} and {
			GSchenk
		}}
		
		
	
	
		,
	journal={{Schmalenbach Business Review (SBR)}}
		
			52
			
			,
	year={2000}
		
	

}

@book{b8,
	
	
		,
	title={{Analysis of Credit Marketing theory, a larger perspective}}
		,
	author={{
			Ewert
		}}
		
			,
	year={2000}
			,
	publisher={Unity Press limited}
			
		
	
	,
	note={1st edition}

}

@incollection{b9,
	
	
		,
	title={{Impact of bank Lending on liquidity of banks in Nigeria}}
		,
	author={{
			FEzirim
		}}
	
	
		,
	journal={{Monetary Policy}}
		
			2
			
			,
	year={2005. 2006}
			,
	publisher={IJJS Publication. Federal Reserve Board}
		
	
	,
	note={Journal}

}

@incollection{b10,
	
	
		,
	title={{Determinants of Commercial Banks Lending Behaviour in Nigeria}}
		,
	author={{
			OOFelicia
		}}
	
	
		,
	journal={{International Journal of Financial Research}}
		
			2
			2
			
			,
	year={2011}
		
	

}

@incollection{b11,
	
	
		,
	title={{Determinants of Commercial Bank Lending: Evidence from Ethiopian Commercial Banks}}
		,
	author={{
			Malede
		}}
	
	
		,
	journal={{European Journal of Business and Management}}
		-2222-2839
		
			6
			20
			,
	year={2014. 2015}
		
	

}

@incollection{b12,
	
	
		,
	title={{Bank loans and Monetary Policy Tools: An empirical Analysis}}
		,
	author={{
			Moussa
		} and {
			Chedia
		}}
		
	
	
		,
	journal={{International Journal of Sustainable Development}}
		-2222-1948
		
			2
			12
			,
	year={2014. 2014}
		
	

}

@incollection{b13,
	
	
		,
	title={{Roles and Failures of Financial Intermediation by Banks}}
		,
	author={{
			JA TOjo
		}}
	
	
		,
	journal={{CBN Bullion}}
		
			23
			3
			
			,
	year={1999}
		
	

}

@incollection{b14,
	
	
		,
	title={{50 Years of Banking Sector Reform}}
		,
	author={{
			EOOkafor
		}}
	
	
		,
	booktitle={{Past Lessons: Future Imperative}}
				Enugu
		
			,
	publisher={Ezu Book Publication}
			,
	year={2011. 1960 -2010}
		
	

}

@incollection{b15,
	
	
		,
	title={{Lending and Credit Administration Model for Commercial Banks}}
		,
	author={{
			ROsayameh
		}}
	
	
		,
	journal={{Nigerian Financial Review}}
		
			4
			2
			
			,
	year={1991}
		
	

}

@incollection{b16,
	
	
		,
	title={{Interest rate determinants in Nigeria}}
		,
	author={{
			OARasheed
		}}
	
	
		,
	journal={{International Research Journal of Finance and Economics}}
		
			2
			3
			
			,
	year={2010}
		
	

}

@incollection{b17,
	
	
		,
	title={{The Performance of Malaysian Commercial Bank During 1984-1997: An Exploratory Study}}
		,
	author={{
			Samad
		} and {
			MHassan
		} and {
			Kabir
		}}
		
		
	
	
		,
	journal={{International Journal of Commercial Financial Services}}
		
			1
			3
			,
	year={1998. 1998}
		
	

}

@book{b18,
	
	
		,
	title={{Analysis of Loan and disbursement in the Commercial Bank}}
		,
	author={{
			WeissStiglitz
		}}
		
			,
	year={1991. 2008}
			,
	publisher={Macgraw Hill Publication}
			
		
		
			Evidence from Nigeria, Deakin University
		
	
	,
	note={Determinants of Bank profitability macroeconomics. Working paper}

}

@book{b19,
	
	
		,
	title={{Financial Management}}
		,
	author={{
			IMPandey
		}}
		
			,
	year={1999}
			
		
	
	,
	note={10th Edition}

}

@incollection{b20,
	
	
		,
	title={{Interest rate Policy, Savings and Investment in Nigeria}}
		,
	author={{
			OUchendu
		}}
	
	
		,
	journal={{CBN Quarterly Review}}
		
			31
			1
			
			,
	year={1993}
		
	

}