@incollection{,
	
					
					
					BDA2EA3187AAF149ECDFCC754EA99E08
				,
	author={{JohnSimister} and {MMU Business School}},
	journal={{Global Journal of Human Social Sciences}},
	journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1463341
}

@incollection{b0,
	
	
		,
	title={{Human capital investments and employee performance: an analysis of IT services industry}}
		,
	author={{
			RBapna
		} and {
			NLanger
		} and {
			AMehra
		} and {
			RGopal
		} and {
			AGupta
		}}
		
		
		
		
	
	
		,
	journal={{Management Science}}
		
			59
			3
			
			,
	year={2013}
		
	

}

@book{b1,
	
	
		,
	author={{
			NBarr
		}}
		,
	title={{Economics of the welfare state}}
				Oxford
		
			,
	publisher={Oxford University Press}
			,
	year={2004}
		
	

}

@book{b2,
	
	
		,
	title={{Changing student finances: income, expenditure and the take-up of student loans among full-and part-time Higher Education students in 1998/9}}
		,
	author={{
			CCallender
		} and {
			MKemp
		}}
		
		
			,
	year={2000}
			,
	publisher={HMSO}
			,
	address={Norwich}
		
		
			Department for Education and Employment
		
	

}

@incollection{b3,
	
	
		,
	title={{Estimating the public cost of student loans}}
		,
	author={{
			CCrawford
		} and {
			WCrawford R. &jin
		}}
		
		
	
	
		,
	journal={{Institute for Fiscal Studies: London}}
		
			,
	year={2014. August 2014}
		
	

}

@book{b4,
	
	
		,
	title={{Consumer Price Index (equal to}}
		,
	author={{
			Eurostat
		}}
		
		
			,
	year={2014a. 2005. August 2014}
			100
		
	
	,
	note={series [prc_hicp_midx}

}

@book{b5,
	
	
		,
	title={{Former euro area national currencies versus euro/ECU', monthly data series}}
		,
	author={{
			Eurostat
		}}
		
		
			,
	year={2014b. August 2014}
		
	

}

@book{b6,
	
	
		,
	title={{Euro/ECU exchange rates' -monthly data series}}
		,
	author={{
			Eurostat
		}}
		
		
			,
	year={2014c. August 2014}
		
	

}

@book{b7,
	
	
		,
	title={{Purchasing power parities (PPPs), price level indices and real expenditures for ESA95 aggregates}}
		,
	author={{
			Eurostat
		}}
		
		
			,
	year={2014d. August 2014}
		
	

}

@book{b8,
	
	
		,
	title={{What if Congress doubled R & D spending on the physical sciences?' Innovation Policy and the Economy}}
		,
	author={{
			RFreeman
		} and {
			JVan Reenen
		}}
		
		
			,
	year={2009}
			9
			
		
	

}

@book{b9,
	
	
		,
	title={{Standard and special EuroBarometer' survey data, Leibniz Institute for the Social Sciences}}
		,
	author={{
			Gesis
		}}
		
		
			,
	year={2014. August 2014}
		
	

}

@book{b10,
	
	
		,
	title={{Winning the global talent showdown: how businesses & communities can partner to rebuild the jobs pipeline}}
		,
	author={{
			EGGordon
		}}
		
			,
	year={2009}
			,
	publisher={Berrett-Koehler}
			,
	address={San Francisco}
		
	

}

@book{b11,
	
	
		,
	title={{Education Quality and Economic Growth}}
		,
	author={{
			EAHanushek
		} and {
			LWößmann
		}}
		
		
		
			,
	year={2007. February 2010}
			,
	address={Washington DC}
		
	

}

@incollection{b12,
	
	
		,
	title={{Competing Higher Education futures in a globalising world}}
		,
	author={{
			PLefrere
		}}
	
	
		,
	journal={{European Journal of Education}}
		
			42
			2
			
			,
	year={2007}
		
	

}

@incollection{b13,
	
	
		,
	title={{Increasing inequality in Higher Education: the role of term-time working}}
		,
	author={{
			HMetcalf
		}}
	
	
		,
	journal={{Oxford Review of Education}}
		
			29
			3
			
			,
	year={2003}
		
	

}

@book{b14,
	
	
		,
	title={{Closure of university science departments poses a real threat to the future of British medicine, warns the BMA', www.milkround. com/career-news/closure-of-university-sciencedepartments-poses-a-real-threat-to-the-future-ofbritish-medicine-warns-the-bma}}
		,
	author={{
			Milkround
		}}
		
			,
	year={2004. February 2014}
		
	

}

@incollection{b15,
	
	
		,
	title={{What are the key growth factors? The theory}}
		10.1787/9789264174634-6
		
	
	
		,
	booktitle={{Promoting growth in all regions}}
				Paris
		
			,
	publisher={OECD publishing}
			,
	year={2012. April 2014}
		
	
	,
	note={OECD}

}

@incollection{b16,
	
	
		,
	title={{Screening and Human Capital Theory: an empirical test}}
		,
	author={{
			TARohling
		}}
	
	
		,
	journal={{Relations Industrielles / Industrial Relations}}
		
			41
			4
			
			,
	year={1986}
		
	

}

@incollection{b17,
	
	
		,
	title={{The crisis in science education and the need to enculturate all learners in science}}
		,
	author={{
			SRowlands
		}}
	
	
		,
	booktitle={{Science education issues and developments}}
				,
	editor={
			CLPetroselli
		}
		New York
		
			,
	publisher={Nova Science Publishers}
			,
	year={2008}
			
		
	

}

@incollection{b18,
	
	
		,
	title={{The relationship between graduates and economic growth across countries}}
		,
	author={{
			DHolland
		} and {
			ILiadze
		} and {
			CRienzo
		} and {
			DWilkinson
		}}
		
		
		
		
	
	
		,
	journal={{BIS Research Paper}}
		
			110
			,
	year={2013. December 2013}
		
	
	,
	note={Department for Business Innovation & Skills (UK government): London}

}

@incollection{b19,
	
	
		,
	title={{Assessing the 'Kerala Model': education is necessary but not sufficient}}
		,
	author={{
			JSimister
		}}
	
	
		,
	journal={{Journal of South Asian Development}}
		
			6
			1
			
			,
	year={2011a}
		
	

}

@book{b20,
	
	
		,
	title={{Elitism and meritocracy in UK universities: the UK needs investment in its labour force}}
		,
	author={{
			JSimister
		}}
		
			,
	year={2011b}
			,
	publisher={Higher Education Quarterly}
			65
			
		
	

}

@incollection{b21,
	
	
		,
	title={{Delayed Effects of Graduate Education on Increased Productivity}}
		,
	author={{
			JSimister
		}}
		
	
	
		,
	journal={{International Journal of Economics}}
		
			1
			2
			
			,
	year={2014}
		
	

}

@incollection{b22,
	
	
		,
	title={{Does human capital theory explain the value of higher education? A South African case study}}
		,
	author={{
			AVan Der Merwe
		}}
		
	
	
		,
	booktitle={{Ninth Annual IBER & TLC Conference Proceedings: Las Vegas}}
				
			,
	year={2009. January 2010}
		
	

}

@incollection{b23,
	
	
		,
	title={{Examining the impact of opportunity bursaries on the financial circumstances and attitudes of undergraduate students in England}}
		,
	author={{
			AWest
		} and {
			CEmmerson
		} and {
			CFrayne
		} and {
			AHind
		}}
		
		
		
	
	
		,
	journal={{Higher Education Quarterly}}
		
			63
			2
			
			,
	year={2009}
		
	

}

@book{b24,
	
	
		,
	title={{Tertiary enrolment (% of agegroup)', data series}}
		,
	author={{
			WorldBank
		}}
		SE.TER.ENRR
		
		
			,
	year={2014. August 2014}
		
	

}

@incollection{b25,
	
	
		,
	title={{Introduction: education and social justice}}
		,
	author={{
			JZajda
		} and {
			SMajhanovich
		} and {
			VRust
		}}
		
		
	
	
		,
	journal={{International Review of Education}}
		
			52
			2
			
			,
	year={2006}
		
	

}