@incollection{,
	
					
					
					E19792C89426B1B0DE9697D2CCBC4D1F
					10.1016/j.clsr.2019.03.008
				,
	author={{MiWang} and {Liaoning University}},
	journal={{Global Journal of Human Social Sciences}},
	journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}2343349
}

@book{b0,
	
	
		,
	title={{Treasury Laws Amendment (Consumer Data Right) Bill}}
		
		
			,
	year={2019. May 2023}
		
	
	,
	note={Cth}

}

@book{b1,
	
	
		,
	title={{China National Information Security Standardization Technical Committee}}
		
	
	,
	note={Information Security Technology -Personal Information Security Specification (GB/T 35273-2020}

}

@book{b2,
	
	
		,
	title={{OPEN API FRAMEWORK FOR THE HONG KONG BANKING SECTOR}}
		,
	author={{
			HKAuth
		}}
		
		
			,
	year={2018. 20180718e5a2. May 2023}
		
	

}

@incollection{b3,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
		53. P620
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			,
	year={2022}
		
	

}

@incollection{b4,
	
	
		,
	title={{China Ping An Bank and Boston Consulting Group. China Open Banking White Paper}}
	
	
		,
	journal={{P}}
		
			44
			,
	year={2021}
		
	

}

@incollection{b5,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			53
			613
			,
	year={2022}
		
	

}

@incollection{b6,
	
	
		,
	title={{Data Autonomy. 2021. Vand}}
		,
	author={{
			CesareFracassi
		} and {
			WilliamMagnuson
		}}
		
	
	
		,
	journal={{L. Rev}}
		
			74
			
		
	

}

@incollection{b7,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
		53. P626
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			,
	year={2022}
		
	

}

@incollection{b8,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
		53. P626
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			,
	year={2022}
		
	

}

@incollection{b9,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			53
			
			,
	year={2022}
		
	

}

@incollection{b10,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			53
			
			,
	year={2022}
		
	

}

@incollection{b11,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			53
			
			,
	year={2022}
		
	

}

@incollection{b12,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			53
			
			,
	year={2022}
		
	

}

@incollection{b13,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
		53. P629
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			,
	year={2022}
		
	

}

@incollection{b14,
	
	
		,
	title={{DATA SHARING IS CARING CONSUMER PRIVACY AND INTERNATIONAL APPROACHES TO OPEN BANKING}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
		53. P630
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			,
	year={2022}
		
	

}

@book{b15,
	
	
		,
	title={{References Références Referencias Articles}}
		
	

}

@incollection{b16,
	
	
		,
	title={{Banks are Open for Business Recommended Revisions to Section 1033 of the Dodd-Frank Act. 2022. N.C}}
		,
	author={{
			AndreasMyers
		}}
	
	
		,
	journal={{J.L. & Tech}}
		
			24
		
	

}

@incollection{b17,
	
	
		,
	title={{}}
		,
	author={{
			CesareFracassi
		} and {
			&DataWilliam Magnuson
		} and {
			Autonomy
		}}
		
		
	
	
		,
	journal={{L. Rev}}
		
			74
			,
	year={2021}
		
	

}

@incollection{b18,
	
	
		,
	title={{Data Sharing is Caring Consumer Privacy and International Approaches to Open Banking}}
		,
	author={{
			CharlesMarshall
		} and {
			Wilson
		}}
		
	
	
		,
	journal={{Geo. Wash. Int'l L. Rev}}
		
			53
			,
	year={2022}
		
	

}

@incollection{b19,
	
	
		,
	title={{The Promise & Perils of Open Finance}}
		,
	author={{
			DanAwrey
		} and {
			JoshuaMacey
		}}
		
	
	
		,
	journal={{Yale J. on Reg}}
		
			40
			,
	year={2023}
		
	

}

@book{b20,
	
	
		,
	title={{Privacy Self-Management and the Consent Dilemma}}
		,
	author={{
			JDaniel
		} and {
			Solove
		}}
		
		HARV. L. REV. 126
		
			,
	year={2013}
		
	

}

@incollection{b21,
	
	
		,
	author={{
			WDouglas
		} and {
			Arner
		} and {
			GGiuliano
		} and {
			Castellano
		} and {
			KRiks
		} and {
			Selga
		}}
		
		
		
		
		
	
	
		,
	booktitle={{Financial Data Governance}}
		
			,
	year={2023}
			74
		
	

}

@incollection{b22,
	
	
		,
	title={{Data Sharing and Interoperability: Fostering Innovation and Competition through APIs}}
		,
	author={{
			OscarBorgogno
		} and {
			GiuseppeColangelo
		}}
		
		10.1016/j.clsr.2019.03.008
		
	
	
		,
	journal={{Computer Law & Security Review}}
		
			35
			
			,
	year={2019}
		
	

}

@incollection{b23,
	
	
		,
	title={{Designing Data Rights for Canadian Open Banking Lessons from Banking Law in Australia and the United Kingdom. 2022. Sask}}
		,
	author={{
			ScottFarrell
		}}
	
	
		,
	journal={{L. Rev}}
		
			85
		
	

}

@incollection{b24,
	
	
		,
	title={{Open Banking Regulation in UK and the Lessons from Its Experience}}
		,
	author={{
			WenShuying
		}}
		10.13451/J.cnki.shanxi.univ(phil.soc.)
		
	
	
		,
	journal={{Journal of Shanxi University (Philosophy & Social Science)}}
		
			46
			2
			,
	year={2023}
		
	

}

@book{b25,
	
	
		,
	title={{Risk Challenges and Legal Regulations of China's Open Banking Data Sharing}}
		,
	author={{
			XuanDi
		} and {
			& FangYan
		}}
		
		
	
	,
	note={Credit Reference. 2022.7 (282}

}

@incollection{b26,
	
	
		,
	title={{Research on the data sharing mechanism of consumer-centered open banking}}
		,
	author={{
			YangDong
		} and {
			&Cheng Xiangwen
		}}
		
	
	
		,
	journal={{Financial Regulation Research}}
		
			10
			,
	year={2019}
		
	

}

@incollection{b27,
	
	
		,
	title={{Selection of Supervision Model for Open Banking Data Sharing in China}}
		,
	author={{
			ZhangJian
		}}
	
	
		,
	booktitle={{Zheng Fa Lun Cong. 2023.1. Reports}}
		
	

}

@book{b28,
	
	
		,
	title={{}}
		,
	author={{
			Advisory Committee on Open Banking. Final Report
		}}
		
		
			,
	year={2021. May 2023}
		
	

}

@incollection{b29,
	
	
		,
	title={{Report on Open Banking and Application Programming Interfaces}}
		,
	author={{
			Basel Committee on Banking Supervision
		}}
	
	
		,
	booktitle={{Report on open banking and application programming interfaces (APIs) (bis.org}}
		
			,
	year={2019. May 2023}
		
	

}

@book{b30,
	
	
		,
	title={{China Ping An Bank and Boston Consulting Group. China Open Banking White Paper}}
		
			,
	year={2021}
		
	

}

@book{b31,
	
	
		,
	title={{How to flourish in an uncertain future Open banking}}
		,
	author={{
			Deloitte
		}}
		
		
			,
	year={2017. May 2023}
			
		
	
	,
	note={Report}

}

@incollection{b32,
	
	
		,
	title={{A Financial System That Creates Economic Opportunities: Nonbank Financials, Fintech, and Innovation}}
		,
	author={{
			TSteven
		} and {
			CraigSMnuchin
		} and {
			Phillips
		}}
		
		
		
	
	
		,
	journal={{Report to President Donald J. Trump}}
		
			,
	year={2018. 10 May 2023}
		
	

}

@book{b33,
	
	
		,
	title={{Analysis of the latest development status and trend of open banking in 2021}}
		,
	author={{
			YealinkBank
		}}
		
		
			,
	year={May 2023}
		
	
	,
	note={Legislation and Rules}

}

@book{b34,
	
	
		,
	title={{Article 1038 of the Chinese Civil Code}}
		
	

}

@book{b35,
	
	
		,
	title={{Article 42 of the Chinese Cybersecurity Law}}
		
	

}

@book{b36,
	
	
		,
	title={{Article 23 and 45 of the Chinese Personal Information Protection Act}}
		
	

}

@book{b37,
	
	
		,
	title={{Article 1033(a)-(b) of Dodd-Frank Act}}
		
	

}

@book{b38,
	
	
		,
	title={{Article 20 of General Data Protection Regulation}}
		
			,
	publisher={EU}
		
	

}

@book{b39,
	
	
		,
	title={{Article 29 of Implementing Measures for the Protection of the Rights and Interests of People's Bank of China Financial Consumers}}
		
	

}

@book{b40,
	
	
		,
	title={{China Banking and Insurance Regulatory Commission. Guiding Opinions on the Digital Transformation of the Banking and Insurance Industry}}
		
			,
	year={2022}
		
	

}

@book{b41,
	
	
		,
	title={{China National Information Security Standardization Technical Committee}}
		
	
	,
	note={Information Security Technology -Personal Information Security Specification (GB/T 35273-2020}

}

@book{b42,
	
	
		,
	title={{The Fourteenth Five-Year Plan for the Development of the Digital Economy}}
		
			,
	year={2022}
		
		
			China State Council
		
	

}

@book{b43,
	
	
		,
	title={{Opinions of the CPC Central Committee and the State Council on building a more complete market-oriented allocation system and mechanism for factors}}
		
			,
	year={2020}
		
		
			Chinese State Council
		
	

}

@incollection{b44,
	
	
		,
	title={{Internet Finance Association of China}}
	
	
		,
	booktitle={{Open Banking Development Research Report. Preface part}}
		
			,
	year={2019}
		
	

}

@book{b45,
	
	
		,
	title={{Code for Security Management of Application Programming Interfaces of Commercial Banks}}
		
			,
	year={2020}
		
	
	,
	note={People's Bank of China}

}

@book{b46,
	
	
		,
	title={{Guidelines for Data Capacity Building in the Financial Industry}}
		,
	author={{
			'People
		} and {
			ChinaBank
		}}
		
		
			,
	year={2021}
		
	

}

@book{b47,
	
	
		,
	title={{People's Bank of China. Financial Data Security Data Life Cycle Security Specification}}
		
			,
	year={2021}
		
	

}

@incollection{b48,
	
	
		,
	title={{People's Bank of China}}
	
	
		,
	booktitle={{Financial Technology Development Plan}}
		
			,
	year={2019-2021. 2019}
		
	

}

@incollection{b49,
	
	
		,
	title={{People's Bank of China}}
	
	
		,
	booktitle={{Financial Technology Development Plan}}
		
			,
	year={2022-2025). 2022}
		
	

}

@book{b50,
	
	
		,
	title={{Technical Specifications for the Protection of Personal Financial Information}}
		
			,
	year={2020}
		
	
	,
	note={People's Bank of China}

}

@book{b51,
	
	
		,
	title={{Treasury Laws Amendment (Consumer Data Right) Bill}}
		
		
			,
	year={2019. May 2023}
		
	
	,
	note={Cth}

}

@book{b52,
	
	
		,
	title={{}}
		,
	author={{
			News
		}}
		
	

}

@book{b53,
	
	
		
		,
	title={{Open Finance}}
		
			,
	publisher={Banco Central Do Brasil}
			,
	year={Access on 10 May 2023}
		
	

}

@book{b54,
	
	
		,
	title={{The Legacy of Commissioner Vestager and a Peek into the Future}}
		,
	author={{
			CecilioMadero
		} and {
			Villarejo
		}}
		
		
		
			,
	year={2019. May 2023}
		
	

}

@book{b55,
	
	
		,
	title={{Competition and Markets Authority}}
		
		
			,
	year={2021. May 2023}
		
	
	,
	note={Update on Open Banking}

}

@book{b56,
	
	
		,
	title={{Tech giants may be huge, but nothing matches big data}}
		,
	author={{
			CharlesArthur
		}}
		
		
			,
	year={2013. May 2023}
		
	

}

@book{b57,
	
	
		,
	title={{Open Banking Regimes Across The Globe}}
		,
	author={{
			GilbertTobin
		}}
		
		
			,
	year={2018. May 2023}
		
	

}

@book{b58,
	
	
		,
	title={{Open API Framework for the Hong Kong Banking Sector}}
		,
	author={{
			HKMonetary
		} and {
			Auth
		}}
		
		
		
			,
	year={2018. 20180718e5a2. May 2023}
		
	

}

@book{b59,
	
	
		
		,
	title={{New Open Banking Regulation in Mexico}}
		Access on
		
			,
	year={10 May 2023}
		
	

}

@incollection{b60,
	
	
		,
	title={{Privacy Rights and Data Collection in a Digital Economy}}
	
	
		,
	booktitle={{hearing | Hearings | United States Committee on Banking, Housing, and Urban Affairs}}
		
			,
	year={2019. May 2023}
		
	
	,
	note={senate.gov}

}

@book{b61,
	
	
		,
	title={{Australian Government Passes Consumer Data Right Legislation}}
		,
	author={{
			RobynChatwood
		} and {
			&Ben
		} and {
			Allen
		}}
		
		
		
		
			,
	year={2019. May 2023}
		
	

}

@incollection{b62,
	
	
		,
	title={{Inquiry into Future Directions for the Consumer Data Right}}
		
	
	
		,
	booktitle={{The Australian Government the Treasury}}
		
			,
	year={2020. May 2023}
		
	

}

@incollection{b63,
	
	
		,
	title={{Review into Open Banking: Giving Customers Choice, Convenience And Confidence}}
		
	
	
		,
	booktitle={{The Australian Government the Treasury}}
		
			,
	year={2017. 10 May 2023}
		
	

}

@book{b64,
	
	
		
		,
	title={{The Slow Introduction of Open Banking and APIs in Japan}}
		
			,
	year={10 May 2023}
		
	

}

@incollection{b65,
	
	
		,
	title={{Autonomy and Marketing: History, Present and Future}}
		,
	author={{
			ThomasAnker
		}}
		
	
	
		,
	booktitle={{#:~:text=Broadly% 2C%20consumer%20autonomy%20is%20the%20ab ility%20to%20reflect}}
		
			,
	year={2022. May 2023}
		
	
	,
	note={consumers%2C%20provided% 20they%20respect%20their%20autonomy%20%28A nker%2C%202020%29. (Access on 9}

}

@book{b66,
	
	
		,
	author={{
			YangBin
		}}
		
		,
	title={{Speech at the Second China Internet Finance Forum}}
		
			,
	year={2018. May 2023}
		
	

}