@incollection{,
	
					
					
					DE7E4453427989C1D6EC3C4B255EA3C2
				,
	author={{J.A PrasanshaKumari} and {Dr. S. M. FerdousAzam} and {Prof. SitiKhalidah} and {University of Kelaniya}},
	journal={{Global Journal of Human Social Sciences}},
	journal={{GJHSS}}2249-460X0975-587X10.34257/GJHSS,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}19718
}

@incollection{b0,
	
	
		,
	title={{Conceptual framework: The role of microfinance on the wellbeing of poor people cases studies from Malaysia and Yemen}}
		,
	author={{
			SS AAl-Shami
		} and {
			IB AMajid
		} and {
			NARashid
		} and {
			MS R B AHamid
		}}
		
		
		
	
	
		,
	journal={{Asian Social Science}}
		
			10
			1
			230
			,
	year={2014}
		
	

}

@book{b1,
	
	
		,
	title={{A Handbook on SEM}}
		,
	author={{
			Awang
		} and {
			Zainudin
		}}
		
		
			,
	year={2012}
			,
	publisher={MPWS Publisher}
			,
	address={Malaysia}
		
	

}

@incollection{b2,
	
	
		,
	title={{Bundling health insurance and microfinance in India: There cannot be adverse selection if there is no demand}}
		,
	author={{
			ABanerjee
		} and {
			EDuflo
		} and {
			RHornbeck
		}}
		
		
	
	
		,
	journal={{American Economic Review}}
		
			104
			5
			
			,
	year={2014}
		
	

}

@incollection{b3,
	
	
		,
	title={{The Impact of Microfinance on Poverty Reduction and Women Empowerment}}
		,
	author={{
			BBBent
		}}
	
	
		,
	booktitle={{RAIS COLLECTIVE VOLUME-ECONOMIC SCIENCE}}
				
			,
	year={2019}
			
		
	

}

@book{b4,
	
	
		,
	title={{Microfinance Consensus Guidelines}}
		,
	author={{
			CCgap
		}}
		
			,
	year={2003}
			,
	publisher={The World Bank}
			,
	address={Washington}
		
	

}

@incollection{b5,
	
	
		,
	title={{Assessing the impact of microcredit: A Zambian case study}}
		,
	author={{
			JCopestake
		} and {
			SBhalotra
		} and {
			SJohnson
		}}
		
		
	
	
		,
	journal={{Journal of Development Studies}}
		
			37
			4
			
			,
	year={2001}
		
	

}

@incollection{b6,
	
	
		,
	title={{The Impact of Micro Credit Finance on Poverty Alleviation in Ogun State}}
		,
	author={{
			AQDavid
		}}
	
	
		,
	journal={{Development}}
		
			1
			9
			,
	year={2019}
		
	

}

@book{b7,
	
	
		,
	title={{}}
		
			,
	year={2017}
			,
	address={Sri Lanka, Poverty Indicators}
		
		
			Department of Census and Statistics
		
	
	,
	note={Household Income and Expenditure Survey -2016}

}

@incollection{b8,
	
	
		,
	title={{Insuring consumption against illness}}
		,
	author={{
			PGertler
		} and {
			JGruber
		}}
		
	
	
		,
	journal={{American economic review}}
		
			92
			1
			
			,
	year={2002}
		
	

}

@incollection{b9,
	
	
		,
	title={{Can micro health insurance reduce poverty? Evidence from Bangladesh}}
		,
	author={{
			SAHamid
		} and {
			JRoberts
		} and {
			PMosley
		}}
		
		
	
	
		,
	journal={{Journal of risk and Insurance}}
		
			78
			1
			
			,
	year={2011}
		
	

}

@book{b10,
	
	
		,
	title={{Does gender difference play moderating role in the relationship between entrepreneurial marketing and Bangladeshi SME performance? Accounting}}
		,
	author={{
			AS M MHoque
		} and {
			ZAwang
		}}
		
		
			,
	year={2019}
			5
			
		
	

}

@book{b11,
	
	
		,
	author={{
			DHulme
		} and {
			PMosley
		}}
		
		,
	title={{Finance against the poor}}
				
			,
	year={1996}
			
		
	

}

@book{b12,
	
	
		,
	title={{Micro finance and poverty alleviation in Sri Lanka}}
		,
	author={{
			DG PKaluarachchi
		} and {
			AJahfer
		}}
		
		
			,
	year={2014}
		
	

}

@incollection{b13,
	
	
		,
	title={{Poverty-stricken Area and Insurance Support}}
		,
	author={{
			YLi
		}}
	
	
		,
	booktitle={{3rd International Conference on Culture, Education and Economic Development of Modern Society (ICCESE 2019)}}
				
			,
	publisher={Atlantis Press}
			,
	year={2019. April}
		
	

}

@incollection{b14,
	
	
		,
	title={{Saving Groups and Social Structure in a Rural Village}}
		,
	author={{
			RMasuda
		}}
	
	
		,
	journal={{Journal of Social Sciences and Humanities Review}}
		
			3
			2
			,
	year={2018}
		
	

}

@incollection{b15,
	
	
		,
	title={{Does microfinance really help the poor?}}
		,
	author={{
			JMorduch
		}}
	
	
		,
	booktitle={{New evidence from flagship programs in Bangladesh. Research Program in Development Studies}}
				
			,
	publisher={Woodrow School of Public and International Affairs}
			,
	year={1998}
		
	

}

@book{b16,
	
	
		,
	title={{Is there a conflict between growth and poverty alleviation? Microfinance: A reader}}
		,
	author={{
			PMosley
		} and {
			DHulme
		}}
		
		
			,
	year={2009}
			65
		
	

}

@incollection{b17,
	
	
		,
	title={{System characteristics, satisfaction and e-learning usage: a structural equation model (SEM)}}
		,
	author={{
			TRamayah
		} and {
			JW CLee
		}}
		
	
	
		,
	journal={{Turkish Online Journal of Educational Technology-TOJET}}
		
			11
			2
			
			,
	year={2012}
		
	

}

@incollection{b18,
	
	
		,
	title={{Interest free micro credit loans: Pakistani female entrepreneurs}}
		,
	author={{
			AGRashid
		} and {
			LEjaz
		}}
		
	
	
		,
	journal={{Journal of Islamic Marketing}}
		
			,
	year={2019}
		
	

}

@book{b19,
	
	
		,
	title={{The microfinance revolution: Sustainable finance for the poor}}
		,
	author={{
			MSRobinson
		}}
		
			,
	year={2001}
			,
	publisher={The World Bank}
		
	

}

@incollection{b20,
	
	
		,
	title={{The Role of Social Media and Effects of Relationship Marketing on SEM performance in Bangladesh: Multi-Group CFA}}
		,
	author={{
			SSalam
		} and {
			AS M MHoque
		}}
		
	
	
		,
	journal={{Asian People Journal (APJ)}}
		
			2
			1
			
			,
	year={2019}
		
	

}

@incollection{b21,
	
	
		,
	title={{Department of Finance}}
	
	
		,
	booktitle={{Samurdhi Performance Report}}
				Sri Lanka
		
			,
	year={2017}
		
	

}

@incollection{b22,
	
	
		,
	title={{The influence of women's changing roles and status in Bangladesh's fertility transition: evidence from a study of credit programs and contraceptive use}}
		,
	author={{
			SRSchuler
		} and {
			SMHashemi
		} and {
			APRiley
		}}
		
		
	
	
		,
	journal={{World Development}}
		
			25
			4
			
			,
	year={1997}
		
	

}

@incollection{b23,
	
	
		,
	title={{Give Us Credit. Division of Evaluation}}
	
	
		,
	journal={{Policy and Planning}}
		
			,
	year={1997}
		
	

}

@book{b24,
	
	
		,
	title={{Banker to the poor: Micro-lending and the battle against world poverty}}
		,
	author={{
			MYunus
		}}
		
			,
	year={2007}
		
	
	,
	note={Public Affairs}

}