SHGS and its Marketing Problems

Table of contents

1. Introduction

n our country, usually the poor people in time of their emergency run to the door of the Landlords and money lenders to fulfill their credit needs and this comes usually at a very high interest. In India, it is too difficult to find a financial institution to meet such requirements. To meet the emergency need the Self Help Groups (SHG) evolved. Members of the SHGs started savings as the prime work and this savings of the members opened the way for different income generating activities. Government wants to help these groups during initial period of the business to overcome the teething problems and provides support and training ultimately to function independently as a successful business venture. During their business Self Help Groups are facing many problems like, to find the marketing potential, poor product packaging, Lack of materials, machines and equipments, getting the loan from bank, repayment of the loan , continuity, lack of awareness and Marketing their products etc., II.

2. Meaning and Definition

SHG is the small group formed by the women members (normally 12 to 20 members) residing in a particular locality, possessing the core skill capability of producing a product individually or in groups and have Author ? : Assistant Professor & Ph.D -Research Scholar Department of Management (UG), Karpagam University, Coimbatore. E-mail : [email protected] Author ? : Professor and Head, Department of Business Administration, Government Arts College for Men Krishnagiri. E-mail : [email protected] started business venture of their own with the support of the Government agencies. NABARD defines SHG " as a homogeneous group rural poor voluntarily formed to save whatever amount they can conveniently funds of the group to be lent to the members for meeting productive and emergent credit needs."

3. III.

4. Purposes

In order to achieve the independent movement of Rural people, with reference to improve their socio-economic status, the self help groups have been formed. The main purposes for starting Self Help groups are, IV.

?

5. Research Methodology a) Research Design

It is an empirical study (Descriptive approach) based on survey method. The data have been collected both from primary and secondary sources.

Primary data were collected from the Animators of SHGs in Coimbatore through the Interview Schedule. Secondary data were collected from the reports maintained by the SHG's published reports, journals, magazines and websites. Sample Size 600 respondents were selected for this study.

6. b) Marketing Problems of Self Help Groups

The following are the marketing problems of Women Self Help Groups in Coimbatore district:

7. Inference

The above table shows that, out of 600 respondents 37 percent respondents were coming from Rural and 32 percent respondents from Urban and 31 percent respondents were coming from semi-urban.

IV Version I E Table 4

Inference It is interpreted that, out of 600 respondents 67.8 percent of respondents were earning from Rs. 10,001 to Rs. 20,000: and 8.3 percent of respondents were earning up to Rs. 10,000. 23.8 percent of respondents were earning above Rs. 20,000. The percentage of respondents with high level of problem is found high among respondents, who are doing the business in others category. The percentage of respondents with low level of problem is found high among respondents, who are doing the business in Weaving and Tailoring. As the calculated Chi-square value is less than the table value at five per cent level, there does not exists any significant association between type of business and level of problem. Hence, the null hypothesis is accepted. (Others Category business consists of various business like Rice business, Milk business, Vegetable store, Grocery shop, Fishery shop, Petty shop, Coconut business, Medical shop, Samiyana, Maavu business, Timber work, etc.,) V.

8. Findings

? It is observed that, out of 600 respondents 282 were under the age of 31 to 45 years and 174 were under the age up to 30 years and 144 respondents were coming under the age of above 45 years.

? Out of 600 respondents 37 percent respondents were coming from Rural and 32 percent respondents from Urban and 31 percent respondents were coming from semi-urban.

9. Suggestions

From the above study we can suggest tha, who are above the age of forty five years are facing high level of marketing problem. As the chi square test represents that family income is not associated with level of problem and the type of business is associated with the level of problem and the age is not associated with the level of problem.

10. VII.

11. Conclusion

Thus, we can conclude that all Self Help Groups must select the right products, qualified persons for proper management, proper training for prompt production, Governments Assistance for facing the marketing problems. It is quite necessary to train them effectively for getting awareness in the marketing potential area. IV Version I E

Figure 1.
To develop the poor women ? To raise the level of social consciousness of members. ? To work for social and economic empowerment and ? To bring about gender equality in the society. ? To fulfill their commitments without depending other and ? To develop the self -confidence and awareness in the society. a) Scope of the Study This study is made from the point of view of the women SHGs regarding the performance of women self help groups, by collecting the information's regarding their income, expenditure, problems and How to solve such a situation. b) Objectives of the Study The following are the objectives of the study: ? To Study the origin and development of Self -Help Groups in Coimbatore. ? To Study the Performances of Self -Help Groups in Coimbatore. ? To Find the Marketing Problems faced by Self -Help Groups in Coimbatore.
Figure 2.
Table 1
Age Number of Respondents Percentage
Up to 30 174 29.00
31 to 45 282 47.00
Above 45 144 24.00
Total 600 100.00
Inference 45 years and 174 were coming under the age up to 30
The above table shows that, out of 600 years and 144 respondents were coming under the age
respondents 282 were coming under the age of 31 to of above 45 years.
Figure 3. Table 2
2
Figure 4. Table 3 Inference
3
Year 2013
2 20 2 8
Volume XIII Issue Place of Residence Number of Respondents Percentage
D D D D ) Rural 222 37.00
(
Global Journal of Human Social Science Semi-urban Urban Educational Qualification Total Illiterate Schooling Under Graduation / Diploma Post Graduation 186 192 600 Number of Respondents 126 300 168 6 31.00 32.00 100.00 Percentage 21.00 50.00 28.00 1.00
Total 600 100.00
Figure 5. Table 5 Inference
5
Table 6
Figure 6. Table Value :
Value
H o : Family Income is not associated with level of problem
Family Income Number of Respondents Table 7 Percentage
Up to Rs. 10000 Rs. 10001 to Rs. 20000 Family Income Up to Rs. 10000 Low 12 50 407 Level of Problem Moderate 38 High 0 8.30 67.80 Total 50
Above Rs. 20000 (24.00%) 143 (76.00%) (0.00%) 23.80 (100.00%)
Total Rs. 10001 to Rs. 20000 34 (8.40%) 600 285 (70.00%) 88 (21.60%) 100.00 407 (100.00%)
Above Rs. 20000 19 98 26 143
(13.30%) (68.50%) (18.20%) (100.00%)
Total 65 421 114 600
Df: 4 Table Value: Five per cent level: 9.488
Calculated ? 2 Value:22.426 One per cent level: 13.277
Nature of Activities Involved Number of Respondents Percentage
Hand Craft 259 43.20
Catering Services 136 22.70
Weaving & Tailoring 102 17.00
Others 103 17.20
Total 600 Table 8 100.00
Age Low Moderate Level of Problem High Total ( D D D D )
Up to 30 18 120 36 174
Df: 6 (10.30%) (69.00%) (20.70%) Table Value: Five per cent level: 12.592 (100.00%)
31 to 45 Calculated ? 2 Value:7.466 22 212 48 One per cent level: 16.812 282
(7.80%) (75.20%) (17.00%) (100.00%)
Above 45 25 89 30 144
(17.40%) (61.80%) (20.80%) (100.00%)
Total 65 421 114 600
Figure 7.
Year 2013
2 20 2 10
IV Version I VI.
Volume XIII Issue D D D D ) Type of Business Hand Craft Catering Services Weaving & Tailoring Low 24 (9.30%) 12 (8.80%) 15 Level of Problem Moderate 187 (72.20%) 97 (71.30%) 73 High 48 (18.50%) 27 (19.90%) 14 Total 259 (100.00%) 136 (100.00%) 102
(14.70%) (71.60%) (13.70%) (100.00%)
Global Journal of Human Social Science ( Others Total 14 (13.60%) 65 ? It is depicted that 300 respondents were Schooling level and 6 respondents were under the Post graduation level. ? It is interpreted that, out of 600 respondents 67.8 percent of respondents were earning from Rs. 10,001 to Rs. 20,000 and 8.3 percent of respondents were earning up to Rs. 10,000. 8.3. 64 25 (62.10%) (24.30%) (100.00%) 421 114 600 103
percent of respondents were earning above Rs.
20,000.
? Out of 600respondents, 259respondents were doing
the handcraft and 102 respondents were doing
weaving and Tailoring. 136 respondents were
involved in catering services and 103 respondents
were involved in others category.
? The Chi-square test reveals that the percentage of
respondents with high level of problem is found high
Note: Eamong respondents
1

Appendix A

  1. Women's Own the Self-Help. C A Gariyali . Kurushetra 2004. 15 p. .
  2. , C R Kothari . Research Methodology 2002. Sulthan Publications.
  3. Socioeconomic background of SHG women in rural micro enterprises. Rajeswari Manimekalai , MA . Indian Journal of Agricultural Economics 2001. 56 p. 486.
  4. Working of self -help groups with particular reference to Mallipalayam self-help group. R Lakshmanan . Indian Journal of Agricultural Economics 2001. 56 p. 457.
  5. SHG -A Boon for many, 2004. The Co -Operator. 42 p. .
  6. SHGs -Micro Enterprises (Some Issues, Challenges, Alternatives), Villi . 2003. 3 p. . (Co -Operative)
  7. Linking banks and self-help groups in India and the role of NGOs: Lessons learned and future perspectives. Y Nanda . National Bank News Review 1999. 15 p. .
Notes
1
© 2013 Global Journals Inc. (US)
Date: 2013-01-15